WHAT we OFFER
We take pride in being fully licensed Medicare experts who put your needs first. Our approach means personalized, unbiased guidance — never a one-size-fits-all sales pitch. We value trust and discretion, and our consultations are always free, with no obligation.
Medicare Plans
Life Insurance
Medicare Supplements
Long-Term Care
For Over 30 Years, Providing Trusted Medicare & Insurance Guidance
First Choice Insurance Agency has been a trusted name in Illinois insurance for over three decades. Founded by Michael J. Perna, our fully licensed agents are dedicated to helping individuals and families navigate Medicare, life insurance, and long-term care with clarity and confidence. We take the time to understand your unique needs, so you never have to face these decisions alone.
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Trusted, experienced agents
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Licensed in several states
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Personalized guidance at no cost to you
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Frequently Asked Questions
Will I receive a response within 24-48 hours?
Yes, absolutely! Our commitment is to get back to you promptly within 24-48 hours from the time of your inquiry. Your time is valuable, and we strive to provide swift and efficient communication.
Is there a cost for a consultation?
No — our consultations are completely free, with no obligation. We’re here to help you understand your options, whether or not you choose to work with us.
Do you charge a fee for your services?
No — our services come at no cost to you.
How do I know which Medicare plan is right for me?
Every person’s situation is different — your doctors, prescriptions, and budget all play a role. During your consultation, we’ll walk through your specific needs and compare plans available in your area to help you find the best fit.
Can I switch plans if my needs change?
Yes. Medicare has specific enrollment periods each year when you can review and change your coverage, and we’ll help you understand when those windows are and whether switching makes sense for you.
Testimonials
Our Customers Say
When I turned 65, Medicare felt overwhelming. Michael and his team walked me through every option and helped me find a plan that actually fit my budget and my doctors. I finally feel like I understand my coverage.
Bernadette Porter
Naperville, IL
I switched to First Choice after my old agent stopped returning my calls. Night and day difference. They’re responsive, honest, and never made me feel rushed into a decision.
Melissa Vera
Aurora, IL